How payment gateway works

Payment processing for an online purchase can be done much like the transaction which would take place between a customer and merchant in any corner store with the help of the secured payment gateway system. In the online world the customer visits the website, selects the item they wants, and then goes through that website’s check out process. In this process the card holder inputs their personal and credit card details and the online merchant will send the request to the processing bank through the payment gateway which is the essential aspect while accepting online credit card payment. The payment gateway will encrypts the information and transmit it to the online credit card payment processing bank with a request for authorization approval. It is then send to the card association which either approves or declines the request which will be send back to the payment processing bank  which in turn sends the transaction result back to the merchant business. If the merchant gets the authorization response to approve the transaction the merchant can ship the item by depositing the receipts to the payment processing bank and the payment processing bank will credit the merchant account and submit the transaction to the card issuing bank. Thus an e-commerce payment gateway is equivalent of a physical credit card machine that facilitates the transmission of data between the website and the acquiring bank, quickly and safely. 

Online credit card payment services in a secured manner

UniBul Merchant services is one among the leading company that offers online credit card payment services to US based commercial business and non profit entities at affordable prices enabling the merchant business, to process credit card sales any time and anywhere. With the main aim of serving the merchant business we offer ultimate level of personalized customer service to help the merchant business in a quick and rapid manner. We are serving thousands of business by offering round the clock service and also our various online credit card payment services will offer exact payment solution that right fits your business needs and requirements. The two biggest issues often interrelated, associated with processing online credit card payment are fraud and charge back issues which will be most common while accepting online credit card payment. Being aware of this aspect, UniBul team established various tools and guidelines which help the merchant business to fight fraud and following best card acceptance practices will further minimize fraud and charge back levels.

Online merchant services at affordable prices

The internet is fast becoming the medium of shopping which results in increase in transaction made online. If you want to trade online and you want to accept credit card payment it is essential to start a merchant account online. You will be required a merchant account specifically for online payments, even if your business has a merchant account for face to face business. Apart from this you also want to maximize your sales and reduce your losses by minimizing the threat of online fraud. UniBul Merchant Services with the base in Boston enables the merchant business to provide their customers alternative payment methods which will increase profits and benefits your bottom line. With UniBul merchant service we can offer a complete solution for online trading and also provide the merchant with access to our first class Payment Gateway. Working with the UniBul merchant services team you can accept credit card payments from potential customers and watch your business grow drastically.

Affordable credit card services

Every business will have an edge over their competition if they make easy for their customers to buy their products or services through online payments such as credit card processing. With wide range of payment option the merchant business are likely to increase their customer base along with the increase in the level of repeat customers on the other hand the ability to accept credit cards will make easy to manage their cash flow. Many companies are offering credit card processing services to their merchant business with the help of a merchant account as it had become essential for merchant to handle various mode of payment options whether they be cash, debit, or even online payment system transactions. If you are not willing to accept credit cards now, you will be experiencing various problems which will affect your business due to the customer’s preference to use credit cards for spontaneous or large purchases. UniBul Merchant services are here to help the merchant business with various credit card processing services by recognizing the unique business needs and understanding their options which will right fit your business at affordable rates

Merchant services for non profit organisation

UniBul Merchant Services is one among the leading credit card processing and their experience in this field of industry makes them unique from other credit card processing. We had lot of experience in the non profit sector which includes fund raising and donations processing at the national, division and local levels that can help your organisation raise more donations, simplify the bank reconciliation process and automatically accept reoccurring donation by credit card or other payment option. Our UniBul team are dedicated to help non-profit organisation to improve their operational efficiency, maximize available resources and also offer various risk management to reduce and manage chargeback issues and fraudulent use of credit cards. All our credit card processing services are customer oriented and strive hard to achieve maximum customer satisfaction by offering remarkable service at competitive rates. Thus our services assure the merchant business to process credit card donations and payments in a safe and secured manner either over phone, through the mail and even third party websites.

Accept credit card payment with UniBul Services

The ability to accept credit card payment is becoming an essential one as most of the customers prefer to pay using credit cards for a number of reasons. In these days if you are not able to accept credit cards as a form of payment you may lose potential sales which will be acquired by your competitors. The process to accept credit card payment is vital in the business world today especially for online businesses to sell over the web as credit cards are the most common method of funds transfer online The merchant business had to find out the best rates without compromising with the quality of service which will gives your business instant credibility and substantially increase sales with less overhead costs..  UniBul Merchant Services in Boston have been service merchants throughout US for many years and we strive hard to offer our clients the best pricing and superior customer service. We are unique, from other services that enable the merchant business to accept credit card payment, through various payments processing solution and will provide best solution to meet your business needs. With our various risk management policies our merchant business will be able to manage and control the charge back issues to a greater extent which is the main draw back of accepting credit cards, debit cards gift and other payment option which ultimately benefit your bottom line