Take credit card payment with UniBul services

UniBul Merchant Services a leading provider of full service US merchant account had enable the merchant business to accept credit cards and debit card in an easy and safe manner that too at affordable rates. UniBul provides affordable merchant accounts to any US based commercial business and other non profit organisation seeking to take credit card payment whether retail, service, hospitality, restaurant or mail order or telephone order business. With our merchant service the merchant business can easily track sales, control and manage and lower your overhead expenses. Our experienced and expertise credit card processing team offers cost effective payment processing solution that fit your budget with more innovative point of sale terminal which offer powerful, flexible and advanced technology. Also our web based reporting system gives the merchant business the ease to take credit card payment anytime, anywhere and also to have access to their merchant account if they are provided with internet connection.

Trust UniBul Merchant services for secured credit card transaction

UniBul Merchant Services can help you to accept credit card and other form of payment other than cash and check payments quickly and affordably. We are serving thousands of business with wide range of payment option who trust us for payment processing and online fraud prevention solution that can be availed at low processing rates. Our credit card processing solutions are secure, reliable and easy to implement and that’s the reason we are the world leader in payment solutions for any US based commercial business and non-profit organisation. We offer multitude payment applications to help the merchant business to capture the customer attention at point of sale and ultimately benefit your bottom line. In the way to improve your business we also laid down various guidelines which help the merchant business to reduce and manage the charge back issues which is the single greatest drawback ahead of fraud. Thus with our credit card processing the consumers benefit from an optimised purchasing experience on the other hand the merchant business generate additional income through increase in sales by attracting sales from those less flexible competitors.

Charge back prevention measures

A charge back occurs when a buyer asks their credit card issuer to reverse a transaction after it has been completed and there are many reasons that why a customer disputes a credit card transaction. It results from a number of causes such as customer disputes, processing errors, authorization issues, inaccurate transaction information and also fraud. You cannot avoid once for all as some reasons will be beyond the control but you can manage and control your charge back issues to a great extent by developing a strategy of best practices. UniBul Merchant Services is capable to provide you various credit card services which include various guidelines to prevent charge back issue which is the greatest draw back of accepting credit card payment and other forms of payment. By implementing our credit card services guidelines the merchant business is assured that their charge back rate will be pulled down and also they will solve the issues in accurate and speedy manner.

Accept various forms of payment with UniBul Services

UniBul Merchant Services with our virtual terminal are specialised in services that allows you to manually process credit card and check transaction from any computer with an internet connection in the world. Apart from our free Virtual Terminal, credit card services include customer profile management and managed billing services at no additional cost. The merchant business is enabled to store customer’s card holder data off-site securely and set up and manage instalment recurring payment plans. When we receive your information request our account specialists will respond within hours with full disclosure of pricing details which enables you to examine and compare all rates and fees before any commitment is made. Even though our credit card services are designed with wide range of payment options that right fits the unique business needs, we will propose only one payment acceptance service. Thus you can simply log in to a secure website with a login password which enables you to accept various forms of payment, perform authorizations and even process credit card payment and it will be a better option for those businesses over the phone via email or fax.

How payment gateway works

Payment processing for an online purchase can be done much like the transaction which would take place between a customer and merchant in any corner store with the help of the secured payment gateway system. In the online world the customer visits the website, selects the item they wants, and then goes through that website’s check out process. In this process the card holder inputs their personal and credit card details and the online merchant will send the request to the processing bank through the payment gateway which is the essential aspect while accepting online credit card payment. The payment gateway will encrypts the information and transmit it to the online credit card payment processing bank with a request for authorization approval. It is then send to the card association which either approves or declines the request which will be send back to the payment processing bank  which in turn sends the transaction result back to the merchant business. If the merchant gets the authorization response to approve the transaction the merchant can ship the item by depositing the receipts to the payment processing bank and the payment processing bank will credit the merchant account and submit the transaction to the card issuing bank. Thus an e-commerce payment gateway is equivalent of a physical credit card machine that facilitates the transmission of data between the website and the acquiring bank, quickly and safely. 

Online credit card payment services in a secured manner

UniBul Merchant services is one among the leading company that offers online credit card payment services to US based commercial business and non profit entities at affordable prices enabling the merchant business, to process credit card sales any time and anywhere. With the main aim of serving the merchant business we offer ultimate level of personalized customer service to help the merchant business in a quick and rapid manner. We are serving thousands of business by offering round the clock service and also our various online credit card payment services will offer exact payment solution that right fits your business needs and requirements. The two biggest issues often interrelated, associated with processing online credit card payment are fraud and charge back issues which will be most common while accepting online credit card payment. Being aware of this aspect, UniBul team established various tools and guidelines which help the merchant business to fight fraud and following best card acceptance practices will further minimize fraud and charge back levels.